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Midlands of SC Real Estate

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Down payment assistance programs

The Clock Has Officially Stopped Ticking for Tax Credit Money, BUT...You've Still Got Options!!! $7000 From The State... $5000 From Richland County... $7500 From Homeowners Mortgage* 100% Financing From BB&T* 100% Rural Developement (for acreage) THESE FUNDS MAY BE THE KEYS TO YOUR HOME BUYING SUCCESS! YOU'VE SAT ON THE FENCE THIS LONG, WHAT ARE YOU WAITING FOR? DON'T BE FOOLISH AN LOOSE OUT These incentives are reaching their deadlines, so contact me for information on these programs

Avoid Foreclosure

Legislative "fix" to homeowners facing foreclosure.

Hope For Homeowners Program

Refinancing for unaffordable mortgages

Preferred Lenders

Whether you're acquiring new real estate, renovating, or refinancing, the professionals at Homeowners Mortgage want to get to know you, and understand your particular circumstances and goals. Your mortgage package will be specifically designed and tailored for you. With over 25 years of lending experience and a vast array of loan and refinancing products to offer, we're well positioned to meet your needs and to exceed your expectations.

100% Financing USDA Rural Development Mortgages
5 to 1 Downpayment Match Up: Up to $7500 towards down payment

Contact Wonida Welch at 803-798-8932 for information on how you can qualify for dwn pymt assistance.
To apply for loan approval click here: www.homeownersmtg.com//apply/default.asp

CHIP Program

Community Homeownership Incentive Program (CHIP) loans puts the dream of homeownership within your reach. CHIP loans from BB&T have many attractive features to help borrowers along the path to owning their own home.

Benefits

CHIP loans offer home buyers the following benefits:

Up to 100% financing on the majority of allowed property types
First-time home buyers and previous homeowners eligible
Private mortgage insurance waived

Recommended For

A CHIP loan may be right for you if you:

Are unsure about qualifying income*
Are concerned about funding a large down payment
Lack of credit history

Property Types

The following types of property are eligible for CHIP loans:

Single family homes
Townhomes
Condos
Doublewide manufactured homes on permanent foundations

Maximum loan amount varies depending on property location and is subject to change without notice.

*Income cannot exceed 80% of your county median income. Consult Kendria Price at (803)553-3548 for details.

Foreclosure Blog

Foreclosure community blog resource powered by RealtyTrac
Foreclosure Deal May Help States Prop Up Budgets, Raze Homes		2/13/2012 12:27 PM
Foreclosure Deal May Help States Prop Up Budgets, Raze Homes By Mark Niquette and Tim Jones, Bloomberg Businessweek, February 13, 2012 Wisconsin plans to use part of its $140 million share of the national foreclosure settlement to fill a budget hole....(read more)
Settlement launches foreclosure reckoning		2/10/2012 10:06 AM
Settlement launches foreclosure reckoning By Brady Dennis and Sari Horwitz, The Washington Post, February 9, 2012 The government’s $25 billion settlement Thursday with banks over fraudulent foreclosure practices begins a long-promised reckoning...(read more)
California, New York Help Push Foreclosure Accord to Completion		2/9/2012 11:32 AM
California, New York Help Push Foreclosure Accord to Completion By Bloomberg, Bloomberg Businesssweek, February 9, 2012 California and New York, along with Florida, agreed to join more than 40 other states in a nationwide settlement 16 months in the making...(read more)
Push to Avert Foreclosures Hits Court Logjam		2/8/2012 11:49 AM
Push to Avert Foreclosures Hits Court Logjam By William Glaberson, The New York Times, February 8, 2012 New York has been among the most aggressive states in trying to protect homeowners from foreclosure, granting new legal protections and turning courts...(read more)
Key states move closer to foreclosure-abuse deal		2/7/2012 11:24 AM
Key states move closer to foreclosure-abuse deal By Associated Press, The Wall Street Journal, February 7, 2012 WASHINGTON — California and New York, the key holdouts in a long-awaited settlement over foreclosure abuses, moved closer Monday to backing...(read more)
January Unemployment Falls to 8.3 Percent	Fannie Mae	2/3/2012 10:57 AM
January Unemployment Falls to 8.3 Percent By Christopher Rugaber, Associated Press, Feb 3, 2012 In the most impressive surge for the job market since the middle of last decade, the United States added 243,000 jobs in January, far more than economists...(read more)
What Obama’s Housing Plan Means for You	Ben Bernanke	2/2/2012 10:32 AM
What Obama’s Housing Plan Means for You By Sara Kehaulani Goo, Washington Post, Feb 1, 2012 Many people are wondering about President Obama’s refinance plan, announced Wednesday, and a new program that would try to make thousands of vacant...(read more)
Home Prices Drop in November for Third Straight Month	Freddie Mac	1/31/2012 10:41 AM
Home Prices Drop in November for Third Straight Month By Derek Kravitz, Associated Press, Jan 30, 2012 Home prices fell for a third straight month in November in nearly all cities tracked by the Standard & Poor's/Case-Shiller home-price index...(read more)
Freddie Mac Bets Against American Homeowners	Fannie Mae	1/30/2012 1:46 PM
Freddie Mac Bets Against American Homeowners By Jesse Eisinger, ProPublica and Chris Arnold, NPR News Jan. 30, 2012 Freddie Mac, the taxpayer-owned mortgage giant, has placed multibillion-dollar bets that pay off if homeowners stay trapped in expensive...(read more)
In Florida town hit hard by foreclosures, neither GOP candidates nor Obama getting much love		1/27/2012 12:17 PM
In Florida town hit hard by foreclosures, neither GOP candidates nor Obama getting much love By Associated Press, The Washington Post, January 26, 2012 LEHIGH ACRES, Fla. — At Our Daily Bread Food Pantry, the conversation often centers on real estate...(read more)

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Down payment assistance programs

Avoid Foreclosure

Preferred Lenders

Foreclosure Blog