Whether you're acquiring new real estate, renovating, or refinancing, the professionals at Homeowners Mortgage want to get to know you, and understand your particular circumstances and goals. Your mortgage package will be specifically designed and tailored for you. With over 25 years of lending experience and a vast array of loan and refinancing products to offer, we're well positioned to meet your needs and to exceed your expectations.   100% Financing USDA Rural Development Mortgages 5 to 1 Downpayment Match Up: Up to $7500 towards down payment Contact Wonida Welch at 803-798-8932 for information on how you can qualify for dwn pymt assistance. To apply for loan approval click here:  www.homeownersmtg.com//apply/default.asp

CHIP Program

Community Homeownership Incentive Program (CHIP) loans puts the dream of homeownership within your reach. CHIP loans from BB&T have many attractive features to help borrowers along the path to owning their own home.

Benefits

CHIP loans offer home buyers the following benefits:

• Up to 100% financing on the majority of allowed property types
• First-time home buyers and previous homeowners eligible
• Private mortgage insurance waived

Recommended For

A CHIP loan may be right for you if you:

• Are unsure about qualifying income*
• Are concerned about funding a large down payment
• Lack of credit history

Property Types

The following types of property are eligible for CHIP loans:

• Single family homes
• Townhomes
• Condos
• Doublewide manufactured homes on permanent foundations

Maximum loan amount varies depending on property location and is subject to change without notice.

*Income cannot exceed 80% of your county median income. Consult Kendria Price at (803)553-3548 for details.